Who are we? We are:
- A full service cooperative financial institution.
- People oriented.
- Service oriented.
- Not-for-profit.
- Owned by the people we serve.
UHFCU is governed by a Board of Directors that establishes and reviews policy. The Directors are Credit Union members who are elected by the membership and are volunteers who serve without pay.
Members put their money in a variety of savings accounts, and that money, in turn, is loaned to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.
Every member has one vote, regardless of how much he or she has on deposit. At the Credit Union, there is no select group of shareholders that profits more than anyone else. All members profit-individually and collectively.
UHFCU is a federally-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration (NCUA), an agency of the U.S. Government. The NCUA insures each member's savings account up to $100,000.
